Puurk

NO APPLICATIONS

NO CREDIT CHECKS

NO DENIALS

ONLY THE DOWN PAYMENT

HOW IT WORKS

Puurk isn't financing—it's a simple and flexible installment plan. Unlike traditional financing that involves credit checks, interest rates, or third-party lenders, Puurk allows your provider to offer you the option to pay over time directly. With a down payment, typically 10-25% of the service cost, you can secure your treatment and split the remaining balance into manageable monthly payments, automatically processed on a date you choose. No loans, no borrowing—just a straightforward way to stay in control of your budget.

Getting started is easy. During your consultation, your provider will use Puurk to build a personalized treatment plan tailored to your needs. You can follow along on your phone as services and their corresponding costs are displayed in real time. When you're ready, simply choose from one of four payment options and complete your payment directly from your phone.

Frequently Asked Questions

No application is necessary. If you can afford the down payment, you qualify.

You will see payment options populate instantly on your phone during your consultation as services are discussed. You can also request a quote remotely from your provider. Just ask for Puurk.

No. We do not run credit or report to credit bureaus as long as you remain current on payments.

Term lengths are decided based on dollar value of treatment. If you'd like a smaller payment, you can ask your provider to provide a longer term. If you'd like to pay your treatment off sooner, you can ask your provider for a shorter term.

Your down payment is due on the day of treatment, and ensuing payments are due on the same day each month thereafter until paid in full.

Yes. You can change your payment due date once during the life of your agreement by emailing us at help@Puurk.com

Please call us in advance of your payment due date to work out an arrangement. We are very flexible and easy to work with. If your payment does not go through on your scheduled date, you may incur a $25 late fee and a $25 NSF insufficient funds penalty.

If you have received services, no refunds will be offered. If you have paid for services that have not yet been rendered or feel that your service did not measure up to your expectations, we encourage you to speak to your provider.

Within your Puurk dashboard, visit Payments > Wallet > Add New Payment Method.

Within your Puurk dashboard, visit Menu > My Profile > Update Profile.